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EST RUS
PUBLIC OFFER AGREEMENT (User Agreement)
Website: https://mvmit.ee/
Company: MVM CONSULT OÜ
Registration code: 17326154
Address: Estonia, Valga, Köie 1
Last updated: 10.01.2026

1. GENERAL PROVISIONS
1.1. This Public Offer Agreement (hereinafter the “Agreement”, the “Offer”) defines the rules and conditions for the provision of consulting services by MVM CONSULT OÜ (hereinafter the “Service Provider”) through the website mvmit.ee.
1.2. This Agreement constitutes a public offer in accordance with the legislation of the Republic of Estonia. Acceptance of the Offer occurs through any use of the website, registration on the platform, payment for services, or actual receipt of services.
1.3. The User (hereinafter the “Client”) confirms that they have read, understood and agreed to the terms of this Agreement.
2. STATUS OF THE SERVICE PROVIDER
2.1. MVM CONSULT OÜ is NOT:
  • a financial institution,
  • a credit institution,
  • an investment firm,
  • a broker or dealer,
  • an asset management company,
  • a person providing investment advice subject to MiFID II regulations,
  • a payment institution or cryptocurrency exchange.
2.2. The Service Provider offers the following non-financial and non-regulated consulting services:
  • business consulting,
  • consultation on the selection of third-party services, tools, and software,
  • resale of trading tools, trading robots and advisors (software) that are not financial products,
  • informational consulting for the selection of specialized professionals (lawyers, financial analysts, technical specialists),
  • support and guidance related to the use of third-party technical solutions.
2.3. The Service Provider does not accept or manage Client funds, does not perform transactions on behalf of the Client, and does not provide personalized investment advice.

3. SUBJECT OF THE AGREEMENT
3.1. The Service Provider undertakes to provide the Client with consulting, analytical, technical, informational and other services listed on the website mvmit.ee.
3.2. The Client undertakes to pay for the services in the amount and manner specified on the website and/or in an individual invoice.
3.3. The services may include:
  • access to software products (trading advisors, utilities and tools),
  • training and technical support,
  • consultations and specialist selection,
  • access to analytical materials,
  • review of strategies, platforms and solutions.
3.4. Services are provided remotely in electronic form.

4. DISCLAIMER OF LIABILITY
4.1. All materials, consultations, tools and software products provided by the Service Provider are for informational, educational and analytical purposes only.
4.2. The Service Provider does not guarantee profitability or results of any trading or investment activities.
4.3. Any actions taken by the Client in the field of investing, trading or capital management are strictly at their own risk.
4.4. The Service Provider is not liable for:
  • the Client’s financial losses,
  • errors, delays or malfunctions of trading platforms or exchanges,
  • actions of third-party specialists to whom the Client may be referred,
  • interruptions in internet connectivity,
  • technical failures of third-party equipment.
4.5. Software products provided to the Client may depend on external services, brokers and platforms. The Service Provider is not responsible for their stability or functioning.

5. FEES AND PAYMENT PROCEDURE
5.1. The cost of services is indicated on the website mvmit.ee or in the individual offer/invoice.
5.2. Payment may be made by bank transfer, card payment, electronic payment systems, or other methods listed on the website.
5.3. Services are considered provided upon:
  • delivery of materials,
  • activation of access to software,
  • the completion of an online consultation,
  • the actual rendering of the service.

6. GUARANTEES AND REFUND POLICY
6.1. Since the services are digital, consulting-based or delivered in real time, refunds are possible only before the actual start of service delivery.
6.2. Refunds are not provided after access to software, materials or consultations has been granted.
6.3. The Client confirms that they understand the nature of digital consulting services.

7. RIGHTS AND OBLIGATIONS OF THE PARTIESThe Service Provider shall:
  • provide services properly,
  • maintain confidentiality,
  • provide accurate general information,
  • offer technical support within the scope of the service.

The Service Provider has the right to:
  • change service prices,
  • suspend or terminate access in case of Agreement violations,
  • refuse service if the law is violated.
The Client shall:
  • provide accurate information,
  • pay for services in a timely manner,
  • use provided materials for personal purposes only.
The Client has the right to:
  • receive paid services,
  • contact customer support.

8. INTELLECTUAL PROPERTY
8.1. All materials, software products, algorithms, descriptions, graphics and documentation are the intellectual property of the Service Provider.
8.2. The Client receives a limited, non-exclusive, non-transferable license to use them.
8.3. It is prohibited to:
  • grant access to third parties,
  • copy, distribute or resell materials,
  • modify the code or structure of software products.

9. CONFIDENTIALITY AND DATA PROTECTION
9.1. The Service Provider complies with GDPR requirements.
9.2. The Client’s personal data is used exclusively for:
  • service provision,
  • communication,
  • accounting purposes.
9.3. Detailed data processing rules are described in the Privacy Policy.

10. RELATIONS WITH THIRD PARTIES
10.1. The Service Provider may engage external specialists (lawyers, technical experts, financial analysts).
10.2. The Service Provider is not responsible for the quality of services provided by third parties if they work directly with the Client.
10.3. The Service Provider provides only informational support and assistance in selecting specialists.

11. FORCE MAJEURE
The Parties are released from liability in cases of force majeure, including failures of infrastructure, cyberattacks, power outages, prohibitions by authorities, and emergency situations.

12. APPLICABLE LAW
12.1. The relations between the Parties are governed by the law of the Republic of Estonia.
12.2. Disputes shall be resolved through negotiations, and if impossible, in court at the Service Provider’s registration location.

13. FINAL PROVISIONS
13.1. By using the website mvmit.ee, the Client fully accepts the terms of this Agreement.
13.2. The Service Provider may update the Agreement without prior notice. The latest version is always available on the website.
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